Credit Groups

Industry Credit Groups










Industry business credit groups provide a forum for the exchange of information about past and completed transactions. All business credit groups follow antitrust guidelines to assure compliance with federal and state laws. In an atmosphere of mutual trust and candor, group members discuss accounts receivable of shared customers.

The National Association of Credit Management (NACM) has been active in the formation and servicing of industry credit groups since 1896. NACM Southwest, one of thirty affiliates of NACM, has over thirty local, regional and national groups.

Through active involvement in one or more of NACM Southwest’s credit groups, members can gain greater knowledge about specific industries or companies. The purpose of exchanging information is to help group members segregate facts from opinions or fiction, so that they individually may be able to make a competent and realistic credit decision on a customer’s account.

All NACM Southwest industry credit groups are conducted in accordance with the “Antitrust Guide for NACM Group Members” published by the National Association of Credit Management.

The general objectives and purpose of NACM Credit groups are clearly defined within the scope of lawful conduct. Each member must make certain that the specific discussions, programs, and agendas of any group activity serve the legitimate and legal purposes for which the group is organized. This is achieved through an exchange of credit information with members in one or more of the following ways:

Business Credit Reports: Reports are prepared using information furnished by group members. This data is compiled by NACM Southwest and distributed at group meetings. Each of these reports is custom-designed to ensure that the information fulfills the needs of each group.

Round Table Discussion: A member desiring information about a particular company may bring that company’s name to the meeting. Members then provide information about the specific companies and give verbal feedback. Members may ask about as many companies as necessary.

Group Discussion List: These are a regular feature of numerous NACM Southwest industry groups. Members regularly submit a list of their accounts for discussion. NACM Southwest then collates a single, comprehensive, group discussion list which is distributed to group members for discussion at the next meeting.

Member Login 

NACM Southwest Industry Group information can now be accessed through the member login button.