Certification Program
Earn Your Certification
with NACM Southwest
The Institute of Credit offers the following Professional
Certification Programs:
- Credit Business Associate (CBA)
- Credit Business Fellow (CBF)
- Certified Credit and Risk Analyst (CCRA)
- Certified Credit Executive (CCE)
PDF Version
Download NACM’s Professional Certification Program brochure.
Download Designation Process @ a Glance.

CBA
Credit Business Associate
CBF
Credit Business Fellow
CCE
Certified Credit Executive
Credit Business Associate (CBA) Requirements
Institute of Credit of Credit offers the Credit Administrative Program (CAP), which is a series of courses designed to prepare candidates for the Credit Business Associate (CBA) exam. By successfully completing CAP with a “C” average or better for each course, you may apply to take the CBA exam. View more information on courses offered in our CAP program.
Required CBA Courses:
- Business Credit Principles
- Basic Financial Accounting
- Financial Statement Analysis I
TITLE | DATE | LOCATION | INSTRUCTOR | REGISTER | FLYER |
---|---|---|---|---|---|
Basic Financial Accounting (5 days) |
January 21-25, 2023 |
In-Person Coppell, TX |
TBA |
Members: $849 |
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Business Credit Principals (5 days) |
March 3-7, 2023 |
In-Person Coppell, TX |
TBA |
Members: $849 |
Download Flyer |
CBA Certification Classes – Online
Spring 2024
TITLE | DATE | LOCATION | INSTRUCTOR | REGISTER | FLYER |
---|---|---|---|---|---|
Basic Financial Accounting (10 Weeks) |
Thursdays 1/4 – 3/7 5:30 – 8:30 PM |
Online | Live Instructor TBA |
Members: $699 Non-Members: $899 |
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Business Credit Principals (10 Weeks) |
Mondays 3/11 – 5/13 5:30 – 8:30 PM |
Online | Live Instructor TBA |
Members: $699 Non-Members: $899 |
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Financial Statement Analysis Pt. 1 (CBA Course) (10 Weeks) |
Thursdays 3/14 – 5/23* 5:30 – 8:30 PM *No class on 4/18 |
Online | Live Instructor TBA |
Members: $699 Non-Members: $899 |
Download Flyer |
Credit Business Fellow (CBF) Requirements
The Advanced Credit Administration Program (ACAP) prepares the student for the Credit Business Fellow (CBF) exam. Achievement of the CBA designation, 75 career Roadmap points and the completion of the following courses are required for eligibility. View more information on courses offered in our ACAP program.
Required CBF Courses:
- Business Law
- Credit Law
CBF Certification Classes – Online
Spring 2024
TITLE | DATE | LOCATION | INSTRUCTOR | REGISTER | FLYER |
---|---|---|---|---|---|
Business law (12 Weeks) |
Mondays 5:30pm – 8:30pm *No Class on 4/18 |
Online | Live Instructor TBA |
Members: $899 with textbook $699 without textbook Non-Members: $999 |
Download Flyer |
Certified Credit and Risk Analyst (CCRA) Requirements
The Certified Credit and Risk Analyst (CCRA) is an academic-based designation, which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The final exam for the Financial Statement Analysis 2: Credit and Risk Assessment course serves as the designation exam. There is no minimum work-experience requirement and the NACM Career Roadmap is not required for this designation.
Required CCRA Courses:
- Basic Financial Accounting
- Financial Statement Analysis I
- Financial Statement Analysis 2: Credit and Risk Assessment
TITLE | DATE | LOCATION | INSTRUCTOR | REGISTER | FLYER |
---|---|---|---|---|---|
Financial Statement Analysis Pt 2 (CCRA Course)
(10 Weeks) |
Wednesdays 1/3 – 3/6 5:30 – 8:30 PM |
Online | Live Instructor TBA |
Members: $699 Non-Members: $899 |
Download Flyer |
Certified Credit Executive (CCE) Requirements
Completion of both the CBA and CBF designations or 10 years of full-time experience and 125 career Roadmap points. Beginning on January 1, 2001, all candidates who apply for the CCE designation under Plan A must have a four-year degree from an accredited institution in addition to the 10 years of experience and 125 point requirements. After January 1, 2001, applicants without a degree will have to earn the CBA and CBF requirements before applying for the CCE designation.
Exam Dates & Application Deadlines for CBA, CBF and CCE Designation Exams
Application Deadline | Nationwide Test Date |
---|---|
Friday, January 12, 2024 | Monday, March 4, 2024 |
Friday, April 19, 2024 | Sunday, June 9, 2024 (Credit Congress, Las Vegas, NV) |
Friday, May 31, 2024 | Monday, July 22, 2024 |
Friday, September 13, 2024 | Monday, November 4, 2024 |