Certification Program

Earn Your Certification
with NACM Southwest

The Institute of Credit offers the following Professional
Certification Programs:

  • Credit Business Associate (CBA)
  • Credit Business Fellow (CBF)
  • Certified Credit and Risk Analyst (CCRA)
  • Certified Credit Executive (CCE)

PDF Version
Download NACM’s Professional Certification Program brochure.
Download Designation Process @ a Glance.



Credit Business Associate



Credit Business Fellow



Certified Credit Executive

CBF Certification Classes – Online

Title Date Location Instructor Register  flyer
Business Law For the Trade Creditor 
6/29-8/31 2021 Online

Rod Wheeland, CCE, CAE

Retired – NACM Commercial Services

Registration is closed Download Flyer


Credit Law for the Trade Creditor 

10/5-12/07 2021 Online

Rod Wheeland, CCE, CAE

Retired – NACM Commercial Services

Click here to register Download Flyer

Credit Business Associate (CBA) Requirements

Institute of Credit of Credit offers the Credit Administrative Program (CAP), which is a series of courses designed to prepare candidates for the Credit Business Associate (CBA) exam. By successfully completing CAP with a “C” average or better for each course, you may apply to take the CBA exam. View more information on courses offered in our CAP program.

Required CBA Courses:

  • Business Credit Principles
  • Basic Financial Accounting
  • Financial Statement Analysis I

Credit Business Fellow (CBF) Requirements

The Advanced Credit Administration Program (ACAP) prepares the student for the Credit Business Fellow (CBF) exam. Achievement of the CBA designation, 75 career Roadmap points and the completion of the following courses are required for eligibility. View more information on courses offered in our ACAP program.

Required CBF Courses:

  • Business Law
  • Credit Law

Certified Credit and Risk Analyst (CCRA) Requirements

The Certified Credit and Risk Analyst (CCRA) is an academic-based designation, which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The final exam for the Financial Statement Analysis 2: Credit and Risk Assessment course serves as the designation exam. There is no minimum work-experience requirement and the NACM Career Roadmap is not required for this designation.

Required CCRA Courses:

  • Basic Financial Accounting
  • Financial Statement Analysis I
  • Financial Statement Analysis 2: Credit and Risk Assessment

Certified Credit Executive (CCE) Requirements

Completion of both the CBA and CBF designations or 10 years of full-time experience and 125 career Roadmap points. Beginning on January 1, 2001, all candidates who apply for the CCE designation under Plan A must have a four-year degree from an accredited institution in addition to the 10 years of experience and 125 point requirements. After January 1, 2001, applicants without a degree will have to earn the CBA and CBF requirements before applying for the CCE designation.

Exam Dates & Application Deadlines for CBA, CBF and CBA Designation Exams


Application Deadline Nationwide Test Date
Friday, August 6, 2021 Sunday, October 10, 2021
(Credit Congress, Kansas City, MO)
Friday, September 10, 2021 Monday, November 8, 2021
Friday, January 15, 2022 Monday, March 7, 2022
Friday, April 15, 2022 Sunday, June 5, 2022
(Credit Congress, Louisville, KY)
Friday, May 27, 2022 Monday, July 25, 2022
Friday, September 9, 2022 Monday, November 7, 2022

NACM Southwest Scholarship Fund

The NACM Southwest Education Fund is designed for ALL NACM Southwest members who contribute to the fund. It provides a great opportunity to help keep the costs affordable for the educational seminars and events that your association offers.

With your contribution, you and your company, as well as your fellow credit professionals, help provide the opportunity for low-cost educational events that help elevate the level of the credit profession and professional.

The next time you receive your invoice, please consider the voluntary education fund contribution. The beneficiary of the fund maybe you and your company!

Any questions regarding the Education Program, please contact Tony Clark at tony@nacmsw.com or call 972.518.0010 x 208.