Texas Credit Services
Safe, Secure Credit Services To/From Austin, Texas
VALUE
Statement
VALUE
Statement
VALUE
Statement
Your Source for NACM Southwest Texas Credit Services
NACM Southwest is a service organization founded in 1908. Its members include manufacturers, wholesalers, financial institutions, and other commercial businesses. Membership with NACM Southwest also provides access to the National Association of Credit Management, which now has over 1,600 members.
National Trade
Credit Report
Real-World Trade Payment Data
Credit
Groups
Make Informed Credit Decisions
Education &
Networking Events
Courses, Webinars & Certifications
Commercial
Collections
Certified Commercial Collection Agency
Earn Your
Designation
NACM Courses with World-Class Instructors
How NACM Southwest Texas Credit Services Works
Secure Credit Services Texas businesses trust.
Serving Texas businesses with trusted credit solutions, NACM Southwest offers statewide support, local expertise, and industry-specific programs to help you manage credit risk and grow with confidence.
Industry Credit Groups at NACM Southwest
How NACM Southwest Credit Groups Operate
NACM Southwest’s industry credit groups provide a trusted space for credit professionals to share real-world account experiences and customer insights. In compliance with strict antitrust guidelines, members openly discuss shared customers’ payment behaviors to better assess credit risk.
Part of the National Association of Credit Management—an organization with a legacy dating back to 1896—NACM Southwest supports over thirty local, regional, and national groups across various industries.
By actively participating in a credit group, members
- gain valuable industry-specific knowledge,
- distinguish facts from assumptions and
- make more informed, confident credit decisions.
All NACM Southwest credit groups follow the Antitrust Guide for NACM Group Members to ensure full compliance with federal and state laws. Each meeting is focused on the lawful and purposeful exchange of credit information to support sound decision-making.
Members share insights in several structured ways:
- Business Credit Reports: Custom reports compiled from member-submitted data, tailored to the group’s needs and shared during meetings.
- Roundtable Discussions: Members bring up specific companies for real-time feedback and verbal insights from peers.
- Group Discussion Lists: Members submit customer lists ahead of time, which NACM Southwest compiles into a single list for collaborative discussion at the meeting.
These formats foster open, informed conversation—helping members manage risk with greater clarity and confidence.
Local Groups
Localized to a local customer region, these groups typically meet over lunch and travel is limited.
Regional Groups
Groups with customers across Louisiana, Mississippi, Oklahoma, and Texas, including overnight travel and networking.
National Groups
These groups meet 3-4 times a year with national or international customers, featuring overnight travel and networking.
Interested in Joining a Credit Group?
Contact Christy Edwards, christye@nacmsw.com or your sales representative for more information on all credit groups.
Services Offered in Texas
Services List
Events and Training in Texas
Stay connected with local and regional education opportunities including workshops, seminars, and credit conferences tailored to the Texas market. Link to events calendar or education section.
Service Locations in Texas & Oklahoma








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FAQs
What's the benefit of membership with NACM Southwest?
Access to continuing education, certification program to enhance your career, credit group oppportunities, industry specific credit reports, access to NACM Southwest Collections, regional and national conferences, and a large peer network.
What educational programs and certification courses are offered?
NACM Southwest offers a fully accredited certification program as well as industry specific courses for continuing education. We also host best practices sessions to learn and share with your peers.
What industry credit groups are available and how can I join?
Industry groups are at the heart of our association. NACM Southwest offers over 40 different industry-specific credit groups where historical and factual data is shared among peers. You’re no longer in the dark when making a credit decision. Reach out to tony@nacmsw.com for more information.
What is the NTCR?
The NACM National Trade Credit Report (NTCR) is a business credit report developed by the National Association of Credit Management (NACM), designed specifically for trade credit professionals. It consolidates commercial trade data submitted by NACM member companies across the U.S., creating a highly relevant and up-to-date profile of a business’s payment behavior.
What other reports does NACM Southwest offer?
How does NACM Southwest handle commercial collections?
NACM Southwest Collections functions as an extension of your credit department. A relationship minded agency, we focusing on bringing your customer back up to date and re-establishing their ability to do business with your company.
How can I submit data for the National Trade Credit Report?
The strength of our reports is in the membership. We can work with reports generated from your system or we can set up an electronic file transfer to collect your data.